GEM Motoring Assist operates Breakdown Cover which provides motorists with the policy they need at the lowest possible cost. There are three levels of cover to choose from, which cover the member driving ANY qualifying vehicle, rather than the vehicle itself. With access to over 1,200 garages and more than 6,000 recovery vehicles nationwide, a 41 minute average callout and highly competitive premiums, it is no surprise that so many motorists are switching to GEM.