Debt management

If you are struggling with Debt then we can help find a solution for you. We offer a variety of Debt Solutions and advice to help clear your Debts.

IVA's	Debt Management
An IVA should be considered if you have substantial debts over £12k. An IVA can leave your Debt Free in 60 months and Write off up to 70% of your debts. An IVA is a government run plan to help people with serious debt problems out of debt. An IVA doesn't have the same stigma as filing bankruptcy does and is often a suitable alternative to bankruptcy. IVAs are not advertised in the press.	Debt Management is a popular process where we negotiate with all your creditors to arrange the lowest monthly required payment to satisfy all of your current accounts. As an established and professional debt management company, we will approach your creditors for you. Negotiations are made and often lower installments are paid to them on your behalf.

· You Will Not Be Charged For An Enquiry.
· You Are Under No Obligation Whatsoever.
· All your details will be kept strictly confidential.

Our Debt Management plan enables you to write just one affordable cheque per month. Once we have received your payment, we request that your creditors reduce or freeze their interest charges ofter meaning a new lower monthly payment. If your interest charges are frozen, the money we pay to your creditors with is taken off your debt rather than being used to pay any interest charges.

Your credit rating is likely to have been already affected if you are currently in debt. However, by joining a debt management programme we ensure a regular monthly payment is made to each of your creditors. A Debt Management program will not show on your credit file